Personal saving

FILE - In this Friday, Nov. 29, 2019 file photo, customers walk outside of a Kohl's store in Colma, Calif. Even though the holiday season is winding down, you can still get a good bargain. Go to stores in person to avoid costly online shipping fees and shop Super Saturday sales at major retailers, among other strategies. (AP Photo/Jeff Chiu, File)
December 10, 2019 - 10:38 am
Check the calendar. No, this isn’t a dream. It really is December, and Christmas Day is staring you straight in the face. And if you celebrate Hanukkah, it’s coming even sooner. Where did the holiday season go? Well, no time to reminisce now. It’s down to the wire, but there are still methods to...
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FILE - This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
November 25, 2019 - 11:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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November 25, 2019 - 7:05 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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Federal Reserve Board Chair Jerome Powell speaks at a news conference following a two-day meeting of the Federal Open Market Committee, Wednesday, Sept. 18, 2019, in Washington. (AP Photo/Patrick Semansky)
September 18, 2019 - 4:03 pm
The Federal Reserve has cut its benchmark interest rate again, big news for the U.S. economy but something that will likely have a muted impact on Americans' personal finances, experts say. That's because the reduction doesn't offset the increases of recent years. And as the key rate creeps closer...
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Federal Reserve Board Chair Jerome Powell speaks at a news conference following a two-day meeting of the Federal Open Market Committee, Wednesday, Sept. 18, 2019, in Washington. (AP Photo/Patrick Semansky)
September 18, 2019 - 3:19 pm
The Federal Reserve has cut its benchmark interest rate again, big news for the U.S. economy but something that will likely have a muted impact on Americans' personal finances, experts say. That's because the reduction doesn't offset the increases of recent years. And as the key rate creeps closer...
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This September 2018 photo provided by Nerdwallet, Urban Adams and his daughter pose for a photo in Canton, N.Y. Sofie considered several schools before taking an academic scholarship and an offer to play this fall for St. Lawrence University, a 2,500-student private college in upstate New York with a study abroad program. (Urban Adams/NerdWallet via AP)
November 15, 2018 - 10:06 am
A four-year journey to decide where to go to college ended for Sofie Adams when a college recruiter approached her after a softball game and asked, "Do you want to study abroad?" "No one else had asked me that, and yes — I really do want to get overseas," says Adams, 18, who considered several...
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FILE- In this April 9, 2018, file photo, merchandise is displayed at a store in Salem, N.H. There doesn’t need to be an official sale for you to get a deal. Other ways to save include signing up for a retailer’s email list, downloading the store app, using cash-back websites, or just asking. (AP Photo/Elise Amendola, File)
August 30, 2018 - 10:58 am
If you don't see a sale sign, it doesn't mean you can't get a deal. Here are four ways you could save money the next time you shop online or in person. 1. SIGN UP If you're willing to supply a retailer with some of your personal information — such as your name, address or birth date — you could get...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 30, 2018 - 11:02 am
The emergency fund is a bust. Millions of Americans don't have one, and some of those who do resist tapping what they've saved. I'd like to propose an alternative for both sets of people: The "oh, crap!" fund, a savings account for not-quite-emergency expenses. One of the reasons people don't have...
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