Personal finance

In this June 14, 2019, photo a pair of shoppers, center, in the Levi's store in New York's Times Square, survey a T-shirt display. On Friday, Aug. 30, the Commerce Department issues its July report on consumer spending, which accounts for roughly 70 percent of U.S. economic activity. (AP Photo/Richard Drew)
August 30, 2019 - 8:40 am
WASHINGTON (AP) — U.S. consumer spending grew 0.6% in July, a healthy gain that suggests American shoppers are driving the economy forward. The Commerce Department also said Friday that personal incomes rose just 0.1%, the smallest gain in 10 months. With spending ahead of incomes, the savings rate...
Read More
FILE - This Aug. 26, 2015 photo shows an Apple iPhone with a cracked screen after a drop test from the DropBot, a robot used to measure the sustainability of a phone to dropping, at the offices of SquareTrade in San Francisco. Apple said Thursday, Aug. 29, 2019, that it will sell tools and parts to independent phone-repair shops in the U.S. and later in other countries. The repair shops need to have an Apple-certified technician. Repairs at these shops, though, will be limited to products already out of warranty. (AP Photo/Ben Margot, File)
August 29, 2019 - 11:08 am
NEW YORK (AP) — There may soon be more places to get an Apple-sanctioned fix for a cracked iPhone screen. Apple said Thursday that it will sell tools and parts to independent phone-repair shops in the U.S. and later in other countries. Repairs at these shops, though, will be limited to products...
Read More
In this Aug. 16, 2019, photo for sale signs beckon buyers to homes along Park Avenue in Richmond, Va. On Thursday, Aug. 29, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Steve Helber)
August 29, 2019 - 10:10 am
WASHINGTON (AP) — U.S. long-term mortgage rates ticked up slightly this week, yet they remain near historic lows. Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year loan rose to 3.58% from 3.55% last week. Mortgage rates have fallen sharply as a slowing global economy and...
Read More
In this Aug. 11, 2019, photo, U.S. currency and credit cards sit on a table at a restaurant in New Orleans. Credit card companies want to turn your unused credit line into cash that you can borrow for things like home improvements or unexpected expenses. But accepting this loan offer may not be the best choice for your wallet or your credit score. (AP Photo/Jenny Kane)
August 29, 2019 - 9:38 am
Credit card companies want to turn your unused credit line into cash that you can borrow for things like home improvements or unexpected expenses. But accepting this loan offer may not be the best choice for your wallet or your credit score. In recent months, two of the largest credit card issuers...
Read More
In this Aug. 16, 2019, photo a for sale signs beckon buyers to homes along Park Avenue in Richmond, Va. On Thursday, Aug. 22, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Steve Helber)
August 22, 2019 - 1:30 pm
WASHINGTON (AP) — U.S. long-term mortgage rates are near historically low levels, with the average on the benchmark 30-year loan falling this week to its lowest level since November 2016. Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year loan slipped to 3.55% this week...
Read More
FILE- In this March 25, 2019, file photo, Jennifer Bailey, vice president of Apple Pay, speaks about the Apple Card at the Steve Jobs Theater during an event to announce new products in Cupertino, Calif. Apple tried to make the new Apple-branded credit card attractive, copying the heft and sleekness of higher-end cards like the Chase Sapphire. But cardholders are discovering that with such a design, they’ll have to give it special care. (AP Photo/Tony Avelar, File)
August 22, 2019 - 11:07 am
NEW YORK (AP) — Apple tried to make the new Apple-branded credit card attractive, copying the heft and sleekness of higher-end cards like the Chase Sapphire. But cardholders are discovering that with such a design, they'll have to give it special care. Leather wallets and loose change pose danger...
Read More
FILE - This Jan. 17, 2017, file photo, shows Netflix on a tablet, in North Andover, Mass. When it comes to credit card rewards, it's not all about gas, groceries and restaurants anymore. Issuers are moving beyond suburban staples to include millennial-friendly categories such as transit and streaming subscriptions. (AP Photo/Elise Amendola, File)
August 22, 2019 - 11:00 am
When it comes to credit card rewards, it's not all about gas, groceries and restaurants anymore. Issuers are moving beyond suburban staples to include millennial-friendly categories such as transit and streaming subscriptions. The trend toward streaming rewards, in particular, is hard to miss, with...
Read More
August 22, 2019 - 7:39 am
When it comes to credit card rewards, it's not all about gas, groceries and restaurants anymore. Issuers are moving beyond suburban staples to include millennial-friendly categories such as transit and streaming subscriptions. The trend toward streaming rewards, in particular, is hard to miss, with...
Read More
FILE - In this April 23, 2018, file photo a for rent sign denotes the availability of another existing home in Jackson, Miss. Millennials are delaying homeownership and staying in leased housing longer than previous generations, studies show. (AP Photo/Rogelio V. Solis, File)
August 20, 2019 - 9:51 am
"Renting is just throwing money away." "Renting is like paying someone else instead of paying yourself." You may have heard these opinions from family and friends, but it's not that simple. In some areas (looking at you, San Francisco), renting is far more economical than buying a home. But renting...
Read More
President Donald Trump speaks with reporters before boarding Air Force One at Morristown Municipal Airport in Morristown, N.J., Sunday, Aug. 18, 2019. (AP Photo/Patrick Semansky)
August 19, 2019 - 2:02 pm
WASHINGTON (AP) — A strong majority, 74%, of U.S. business economists appear sufficiently concerned about the risks of some of President Donald Trump's economic policies that they expect a recession in the U.S. by the end of 2021. The economists surveyed by the National Association for Business...
Read More

Pages